價格：免費
更新日期：2019-05-08
檔案大小：1.4M
目前版本：1.1
版本需求：Android 4.3 以上版本
官方網站：https://getyourinsur.com/senior-life-insurance-80/
Email：gpriti1988@gmail.com
The guaranteed issuance insurance plan does not require applicants to undergo a medical examination or complete a health questionnaire. These policies, as a result, are very popular for people with serious illnesses.
That said, the disadvantage of these policies is that they are much more expensive and have much lower coverage amounts for non-accidental deaths, usually around $ 25,000. In addition to that, with many guaranteed issuance policies, if you die within the first two years, the payment your beneficiary receives will be limited to the refund of the premium.
However, despite this, guaranteed issuance policies are often the only option for the seriously ill, and since information on a medical condition is not required to request one of these policies, very few applicants are rejected; The most common reason for a denial is if the applicant is above the maximum age limit, which is generally 75 years.
Who should not consider the protection of medical life?
This type of life insurance is an excellent option for a wide variety of people. If you have been rejected by traditional insurance in the past or are likely to be, for example, if you have a chronic illness, have a high-risk job or have been previously convicted of driving under the influence, life insurance policies Exclude medical exams remain an option for you. In addition, many people feel uncomfortable when undergoing a medical examination, for personal, religious reasons or for any other reason. These people can feel much more comfortable with a simplified insurance policy.
How can you buy non-medical life insurance
There are some ways to buy this type of life protection. The first is to buy insurance from direct agents, who are employed and work for specific insurance companies. Or you can buy a policy from an insurance broker. Brokers are independent, but unlike agents, they sell the products of multiple no medical exam life insurance companies.
These are the main sources from which you can purchase senior life insurance without a medical examination. Get more information about the policy and get a free life insurance quote today.